Howard M. Zaritsky is an attorney whose practice is limited to consulting with other attorneys on estate tax and estate planning issues. He was formerly a Vice-President (Estate Planning Strategies) of Pitcairn Financial Group, Vienna, a multi-family office (2006), and practiced law in Fairfax, Virginia (1982– 1998), where his practice was limited to estate planning and administration and related tax matters, and a Legislation Attorney for the Congressional Research Service (1973-1982). He is a member of the Virginia State Bar. He has been a lecturer at most major tax and estate planning institutes, including the University of Miami (Heckerling) Estate Planning Institute, where he is a member of the advisory committee. He is the author or co-author of numerous articles and several treatises, including: Tax Planning for Family Wealth Transfers, Generation-Skipping Transfer Taxes: Analysis and Forms (with Carol Harrington & Lloyd Leva Plaine); Structuring Buy-Sell Agreements (with Farhad Aghdami and Mary Ann Mancini); Structuring Estate Freezes After Chapter 14 (with Ron Aucutt); Federal Income Taxation of Estates and Trusts (with Robert Danforth and Norman Lane); Tax Planning With Life Insurance (with Stephan Leimberg) [all published by Warren, Gorham & Lamont/RIA Group]. He is tax editor of Probate Practice Reporter, a Fellow of the American College of Trust and Estate Counsel and the American College of Tax Counsel, a member of the Virginia State Bar, and former Chair of the Virginia Bar Association Section on Wills, Trusts & Estates. He lives on a farm near the thriving metropolis of Rapidan, Virginia. See www.howardzaritsky.com.